M & T Bank Corporation Retirement Savings Plan in Buffalo, NY is in New York, its EIN is 160538020, its industry group is Depository Credit Intermediation, its plan administrator is Joseph Rizzuto, is a profit-sharing plan, covered by a fidelity bond, an ERISA section 404(c) plan, in the nationwide top 250 in total assets, provides for automatic enrollment, is a single-employer plan, its business code is 522110, has 25,000 or more total participants, is worse than the overall plan medians in each of total income, net income, participant loans as a percentage of plan assets, and diversity of asset types (4 total), is worse than the overall participant averages in each of average account balance, active-participant contributions per head, and employer contributions per active participant, and is higher than the overall administrative medians in each of professional fees, other administrative expenses, and total administrative expenses.

Numeric values:
- total assets ($4,055,519,049)
- net assets (assets minus liabilities) ($4.055B)
- total assets at beginning of plan year ($3,625,459,555)
- value of interest in common/collective trusts ($3,546,338,034)
- asset transfers to the plan ($1,042,997,954)
- employer-related securities investments ($388,707,499)
- total expenses ($322,827,280)
- total contributions ($292,239,575)
- cash contributions from participants ($142,055,535)
- cash contributions from employers ($123,653,544)
- participant loans ($41,732,621)
- receivables - employer contributions ($39,477,844)
- value of interest in registered investment companies (e.g., mutual funds) ($37.30M)
- receivables - participant contributions ($1,756,034)
- total administrative expenses ($1,505,052)
- other administrative expenses ($1,271,085)
- professional fees ($233,967)
- other receivables (not employer nor participant contributions) ($178,437)
- average account balance ($124,064)
- average employer+participant cash contribution per active participant ($11,699)
- average participant cash contribution per active participant ($6,254)
- average employer cash contribution per active participant ($5,444)
- total administrative expense per participant ($46.04)
- total noninterest-bearing cash ($0)
- interest-bearing cash (e.g., money market accounts, certificates of deposit) ($0)
- U.S. government securities ($0.0K)
- corporate debt instruments (preferred & other than employer securities) ($0)
- corporate debt instruments (below preferred & other than employer securities) ($0)
- corporate preferred stocks (other than employer securities) ($0)
- corporate common stocks (other than employer securities) ($0)
- partnership/joint venture interests ($0)
- real estate (other than employer real property) ($0)
- loans (other than to participants) ($0)
- value of interest in pooled separate accounts ($0)
- value of interest in master trust investment accounts ($0.0K)
- value of interest in 103-12 investment entities ($0)
- value of funds held in insurance company general account (unallocated contracts) ($0)
- other general investments ($0)
- employer-related real-property investments ($0)
- buildings and other property used in plan operation ($0)
- total liabilities ($0)
- corrective distributions ($0)
- contract administrator fees ($0)
- investment advisory and management fees ($0)
- asset transfers from the plan ($0)
- net income per total participant (-$18,751)
- total income (-$290,111,180)
- earnings on investments (-$582,350,755)
- net earnings on investments (-$582,350,755)
- net income (-$612,938,460)
- percentage of active participants (69.5%)
- diversity of asset types (15.1%)
- growth in total assets during the plan year (11.9%)
- employer securities as a percentage of plan assets (9.58%)
- participant loans as a percentage of plan assets (1.03%)
- total administrative expense ratio (0.037%)
- total cash as a percentage of plan assets (0.00%)
- active participants (22,713)
- deceased participants whose beneficiaries receive or are entitled to benefits (85)
- living participants (32,604)
- other retired or separated participants entitled to future benefits (8,754)
- retired or separated participants receiving benefits (1,137)
- total participants (32,689)